What is one of the drawbacks to buying a new car?
A.) It will take more time to get used to
B.) It needs a lot of maintenance at first
C.) The price of insurance is higher
D.) All choices are incorrect
Get the CORRECT Answer
The price of insurance is higher
Car owners have to take on several financial responsibilities. Which of the following isn't one of them?
A.) Registration. B.) Insurance. C.) Gas. D.) Organ and tissue donations.
Get the CORRECT Answer
Organ and tissue donations.
Pete is thinking of asking for his own car for his birthday. What is a financial responsibility that comes with vehicle ownership?
Pete is thinking of asking for his own car for his birthday. Which of the following is a financial responsibility that comes with vehicle ownership?
A.) Gas
B.) Insurance
C.) Registration
D.) All the choices are correct
Get the CORRECT Answer
All the choices are correct
Compared with new cars, used cars __
A.) Have more affordable insurance
B.) Need less maintenance
C.) Usually come with warranties
D.) Have more risk of depreciation
Get the CORRECT Answer
Have more affordable insurance
How do you check a vehicle's suspension during a pre-purchase/lease inspection?
ANSWER: By pressing down on each corner of the vehicle.
Buying a vehicle is a huge purchase and you should always bring ______ with you.
ANSWER: An expert
What is one important factor to take into account before agreeing to a financing deal?
ANSWER: How much you'll end up paying in the end.
Aceable Level 11, Chapter 2: An Insurance Policy
Pete is thinking of skipping car insurance for the first year while he gets adjusted to car payments. Why is this a bad decision?
A.) Pete would be driving illegally.
B.) Pete could have to pay the total for people's injury expenses in a crash.
C.) Pete could have to pay the total for any car crash repair costs.
D.) All the choices are correct
Get the CORRECT Answer
All the choices are correct
If convicted of a major ______ violation, insurance companies may deem you as too high of a risk for causing a crash.
ANSWER: Moving
Not having car insurance is _____.
A.) Legal.
B.) Recommended.
C.) Illegal.
D.) Cost-effective.
Get the CORRECT Answer
Illegal.
Liability insurance pays for the expenses of others in crashes caused by ________ under your policy.
A.) you and other drivers covered
B.) only you
C.) other drivers not covered
D.) you and your family covered
Get the CORRECT Answer
you and other drivers covered
Medical Payments Coverage helps pay for medical, dental, and funeral expenses for people riding in your covered vehicle, regardless of who is at fault. True or false?
A.) TRUE
B.) FALSE
Get the CORRECT Answer
TRUE
Personal Injury Protection helps pay for eligible expenses such as medical, funeral, disability, and_________.
ANSWER: Lost income
If you have coverage under AAA or your car is under warranty, Towing and Labor insurance is necessary. True or false?
A.) TRUE
B.) FALSE
Get the CORRECT Answer
FALSE
Comprehensive and collision coverage covers _______ of the insured vehicle.
A.) the amount you still owe
B.) the purchase price
C.) half the cash value
D.) the actual cash value
Get the CORRECT Answer
the actual cash value
In a collision, you should always check your vehicle for damage before anything else. True or false?
A.) TRUE
B.) FALSE
Get the CORRECT Answer
False
You should check to see whether anyone involved in the crash is injured before anything else.
You should check to see whether anyone involved in the crash is injured before anything else.
What is something you should NOT do in the case of a collision?
ANSWER: You should not say "I'm sorry" after a collision, as it could be used against you in court as an admission of guilt.
Which of the following documents will law enforcement NOT ask drivers to produce?
A.) Driver License
B.) Proof of Insurance
C.) Proof of Medical Insurance
D.) Vehicle Registration
Get the CORRECT Answer
Proof of Medical Insurance
If your insurance agrees to pay your claim, they are legally required to send a check or draft ______.
ANSWER: Within five business days.
Male drivers under 25 are charged for insurance at a higher rate because they are _______ in a crash.
ANSWER: More likely to be involved.
Stella has never been cited for a driving violation or gotten into a crash. What kind of insurance discount might she be eligible for?
A.) A Driving Sober discount
B.) A Safe Driving Record discount
C.) A Loyalty Discount
D.) There is no discount for this
Get the CORRECT Answer
A Safe Driving Record discount
Many insurance companies reward customers for ______ by reducing their premiums.
ANSWER: Staying with them.
You can likely obtain an insurance discount by taking a drivers education course. True or false?
You can likely obtain an insurance discount by taking a driver education course.
A.) TRUE
B.) FALSE
Get the CORRECT Answer
True
Several insurance companies offer discounts for taking a driver education course.
Several insurance companies offer discounts for taking a driver education course.
What is a safe feature that insurance companies may offer reduced rates for?
A.) Airbags
B.) Automatic seatbelts
C.) Antilock breaks
D.) All the choices are correct
Get the CORRECT Answer
All the choices are correct
What is a reason your insurance may be revoked?
A.) Lying on your insurance application.
B.) Failing to pay your insurance bill on time.
C.) Filing a false insurance claim.
D.) All the choices are correct
Get the CORRECT Answer
All the choices are correct
Chapter 3Aceable Level 11, Chapter 3: Don't Mess
______ is the dumping of trash and waste on _______.
ANSWER: Littering, land and water.
What is a consequence for a first offense of throwing trash out your car window?
ANSWER: A fine of up to $500.
The Adopt-a-Highway program allows citizens to rent part of the highway for private events. True or false?
A.) TRUE
B.) FALSE
Get the CORRECT Answer
False
The Adopt-a-Highway program allows groups to commit to cleaning up roadsides.
The Adopt-a-Highway program allows groups to commit to cleaning up roadsides.
What is not an object you can throw in the trash?
ANSWER: Dead batteries
Where should you take dead car batteries?
ANSWER: Return car batteries to an authorized seller.
What should be recycled and kept out of the water supply?
Which of the following should be recycled and kept out of the water supply?
A.) Oil filters
B.) Antifreeze
C.) Used motor oil
D.) All the choices are correct
Get the CORRECT Answer
All the choices are correct
Why shouldn't discarded tires be stockpiled?
ANSWER: They're a fire hazard and breeding ground for mosquitos and rodents.
Vehicles release ______ that cause air pollution.
ANSWER: Emissions and pollutants.
What is NOT an action that will minimize air pollution?
ANSWER: Placing filters on your vehicle's exhaust pipes.
Topping off when filling up your gasoline tank helps lower emissions. True or false?
ANSWER: False: Not topping off when filling up your gasoline tank helps lower emissions.
Aceable Level 11, Chapter 4: The Gift of Life
How many people are there in the U.S. on a waiting list for an organ transplant?
ANSWER: More than 120,000 people.
Before transplanting your organs, all doctors and medical personnel must first ____.
ANSWER: Make every effort to save your life.
What is NOT a medical factor that transplant patients are matched on?
ANSWER: Body weight
What percentage of the U.S. population has signed up to be an organ donor?
ANSWER: 45%
What does the heart symbol on a driver license signify?
ANSWER: Organ donor
Patients are matched to donated organs based on blood type, tissue type, critical need, time on the waiting list, and ____________.
A.) geographical location
B.) ability to pay for the transplant
C.) gender importance of the person
Get the CORRECT Answer
geographical location
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